Health & Travel

Who needs Global Medical Insurance?

The product is available for individuals and families of all nationalities between the ages of 14 days to 74-year-olds. If you are a U.S. citizen, then you must reside outside the U.S. at least 6 months out of the year. To apply for this product, you just simply need to complete the application. You will need to complete a separate form if your dependant is older than 19-yeas-old. For more information about this product click here.

Do you have employees abroad?

We can help you provide the benefits your employees deserve. This program is designed for multinational employers with 2 or more employees living/working outside of their home country. You can choose worldwide coverage or assign countries. Additionally, you can add to the policy benefits such as dental, life insurance, emergency travel assistance, and more. Read more about this coverage here.

Patriot America

Maximum limit: up to $1,000,000
Deductible: $0 to $2,500
Extensions: up to 24 continuous months
Emergency medical evacuation: $1 million
Coinsurance:
- In-network: IMG pays 100%
- out-of-network: IMG pays 80% up to $5,000 then 100%
Acute onset of pre-existing conditions: No coverage
Remote transportation: No coverage
Supplemental accident: No Coverage

Patriot America Plus

Maximum limit: up to $1,000,000
Deductible: $0 to $2,500
Extensions: up to 24 continuous months
Emergency medical evacuation: $1 million
Coinsurance:
- In-network: IMG pays 100%
- out-of-network: IMG pays 80% up to $5,000 then 100%
Acute onset of pre-existing conditions: Under 70 years of age, up to the maximum limit. $25,000 maximum limit for medical evaluation
Remote transportation: No coverage
Supplemental accident: No Coverage
COVID-19 Coverage: Up to Policy Maximum (Contraction and Treatment must occur after effective date)

Patriot America Platinum

Maximum limit: up to $8,000,000
Deductible: $0 to $25,000
Extensions: up to 36 continuous months
Emergency medical evacuation: Up to maximum limit
Coinsurance:
- In-network: IMG pays 100%
- out-of-network: IMG pays 90% up to $5,000 then 100%
Acute onset of pre-existing conditions: Under 70 years of age, with varying limits by age up to $1,000,000. $25,000 maximum limit for medical evacuation
Remote transportation: $5,000 per period, $20,000 lifetime maximum
Supplemental accident: $300 per covered accident
COVID-19 Coverage: Up to Policy Maximum (Contraction and Treatment must occur after effective date)

Patriot International

Maximum limit: up to $1,000,000
Deductible: $0 to $2,500
Extensions: up to 24 continuous months
Emergency medical evacuation: $1 million
Coinsurance: IMG pays 100% outside of the U.S.
Acute onset of pre-existing conditions: Under 70 years of age, with varying limits by age up to the maximum limit. $25,000 maximum limit for medical evacuation
Remote transportation: No coverage
Supplemental accident: No Coverage
Incidental emergency in the U.S.: Up to 2 weeks

Patriot International Platinum

Maximum limit: up to $8,000,000
Deductible: $0 to $2,500
Extensions: up to 36 continuous months
Emergency medical evacuation: Up to maximum limit
Coinsurance: IMG pays 100% outside of the U.S.
Acute onset of pre-existing conditions: Under 70 years of age, with varying limits by age up to $1,000,000. $25,000 maximum limit for medical evacuation
Remote transportation: $5,000 per period, $20,000 lifetime maximum
Supplemental accident: $300 per covered accident
Incidental emergency in the U.S.: Up to 2 weeks