Health & Travel
Travel Safely
VIB now offers travel and international health insurance products through IMGlobal. There are several products that you could benefit from whether you are travel for business or vacation. Even the most careful people encounter incidents while traveling. There are 3 categories (listed below) with 13 basic plans in total that can adapt to your needs at an affordable rate. And if you need more, you can get a personalized plan.
- Travel Medical Insurance
- International Health Insurance
- Travel Insurance

Global Health Insurance Products:
Who needs Global Medical Insurance?
The product is available for individuals and families of all nationalities between the ages of 14 days to 74-year-olds. If you are a U.S. citizen, then you must reside outside the U.S. at least 6 months out of the year. To apply for this product, you just simply need to complete the application. You will need to complete a separate form if your dependant is older than 19-yeas-old. For more information about this product click here.
Do you have employees abroad?
We can help you provide the benefits your employees deserve. This program is designed for multinational employers with 2 or more employees living/working outside of their home country. You can choose worldwide coverage or assign countries. Additionally, you can add to the policy benefits such as dental, life insurance, emergency travel assistance, and more. Read more about this coverage here.
Travel Insurance
Now that more and more people are traveling abroad, it is a good time to purchase travel insurance. There are several plans available to you whether you are coming to the US or going anywhere. Let us know if you have any questions. If you are ready to get a policy you can start your quote today.
If you are coming to the United States, these plans will meet you needs:
Patriot America
Maximum limit: up to $1,000,000
Deductible: $0 to $2,500
Extensions: up to 24 continuous months
Emergency medical evacuation: $1 million
Coinsurance:
- In-network: IMG pays 100%
- out-of-network: IMG pays 80% up to $5,000 then 100%
Acute onset of pre-existing conditions: No coverage
Remote transportation: No coverage
Supplemental accident: No Coverage
Patriot America Plus
Maximum limit: up to $1,000,000
Deductible: $0 to $2,500
Extensions: up to 24 continuous months
Emergency medical evacuation: $1 million
Coinsurance:
- In-network: IMG pays 100%
- out-of-network: IMG pays 80% up to $5,000 then 100%
Acute onset of pre-existing conditions: Under 70 years of age, up to the maximum limit. $25,000 maximum limit for medical evaluation
Remote transportation: No coverage
Supplemental accident: No Coverage
COVID-19 Coverage: Up to Policy Maximum (Contraction and Treatment must occur after effective date)
Patriot America Platinum
Maximum limit: up to $8,000,000
Deductible: $0 to $25,000
Extensions: up to 36 continuous months
Emergency medical evacuation: Up to maximum limit
Coinsurance:
- In-network: IMG pays 100%
- out-of-network: IMG pays 90% up to $5,000 then 100%
Acute onset of pre-existing conditions: Under 70 years of age, with varying limits by age up to $1,000,000. $25,000 maximum limit for medical evacuation
Remote transportation: $5,000 per period, $20,000 lifetime maximum
Supplemental accident: $300 per covered accident
COVID-19 Coverage: Up to Policy Maximum (Contraction and Treatment must occur after effective date)
Here are the plans if you are traveling outside the United States:
Patriot International
Maximum limit: up to $1,000,000
Deductible: $0 to $2,500
Extensions: up to 24 continuous months
Emergency medical evacuation: $1 million
Coinsurance: IMG pays 100% outside of the U.S.
Acute onset of pre-existing conditions: Under 70 years of age, with varying limits by age up to the maximum limit. $25,000 maximum limit for medical evacuation
Remote transportation: No coverage
Supplemental accident: No Coverage
Incidental emergency in the U.S.: Up to 2 weeks
Patriot International Platinum
Maximum limit: up to $8,000,000
Deductible: $0 to $2,500
Extensions: up to 36 continuous months
Emergency medical evacuation: Up to maximum limit
Coinsurance: IMG pays 100% outside of the U.S.
Acute onset of pre-existing conditions: Under 70 years of age, with varying limits by age up to $1,000,000. $25,000 maximum limit for medical evacuation
Remote transportation: $5,000 per period, $20,000 lifetime maximum
Supplemental accident: $300 per covered accident
Incidental emergency in the U.S.: Up to 2 weeks
Looking for other options?
You don't see the policy for you? No worries. Give us a call and we will be happy to help you. We also have policies for students, global crews, and marine insurance. Click the button below and you will see all the available products.