Terms & Conditions

Terms & Conditions

Welcome to Varas Insurance Brokerage, INC website. By accessing or using our website and services, you agree to comply with and be bound by these Terms and Conditions (“T&C”). If you do not agree with any part of these terms, please do not use our website or services.

1. Use of the Website

Varas Insurance Brokerage, INC provides this website to share information about our programs, services, and mission. You agree to use this website only for lawful purposes and in accordance with these T&C.

2. Intellectual Property

All content on this website, including but not limited to text, graphics, logos, and images, is the property of Varas Insurance Brokerage, INC or its content providers and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or otherwise use any content without explicit written consent.

3. User Conduct

When using this website, you agree to:

  • Not engage in any activity that disrupts or interferes with the website’s functionality.
  • Not upload or transmit harmful or malicious content, including viruses or spyware.
  • Not use the website to engage in illegal or unauthorized activities.

4. Disclaimer of Warranties

Varas Insurance Brokerage, INC provides this website “as is” without warranties of any kind, either express or implied. We do not guarantee the accuracy, completeness, or reliability of the content on this site. Use the website at your own risk.

5. Limitation of Liability

Varas Insurance Brokerage, INC is not liable for any damages resulting from your use or inability to use this website, including but not limited to direct, indirect, incidental, punitive, or consequential damages.

6. SMS Communication

By opting into SMS communication from Varas Insurance Brokerage, INC, you agree to the following terms:

• Program Description
Varas Insurance Brokerage, INC may send SMS messages to provide updates about our programs, services, fundraising campaigns, or other relevant communications.

• Frequency of Messages
You may receive messages based on your engagement with Varas Insurance Brokerage, INC. Message frequency will vary but will never exceed the number agreed upon during opt-in.

• Message and Data Rates
Standard message and data rates may apply, depending on your mobile carrier and plan. Varas Insurance Brokerage, INC is not responsible for these charges.

Privacy Policy
Your SMS opt-in data is protected under our Privacy Policy. We will not sell, rent, or share your SMS opt-in data with third parties for marketing or promotional purposes. However, we may share this data with trusted vendors to facilitate message delivery.

Opt-Out Instructions
You may opt out of SMS communications at any time by replying “STOP” to any message you receive from us. After opting out, you may receive a confirmation message, but you will not receive further communications.

Associated Costs
Varas Insurance Brokerage, INC does not charge fees for SMS communications, but message and data rates may apply per your carrier’s terms.

Support
For assistance, reply “HELP” to any message or contact us at cservice@varasinsurance.com.

7. Modifications to the T&C

Varas Insurance Brokerage, INC reserves the right to modify these T&C at any time. Any updates will be effective immediately upon posting. Continued use of the website constitutes acceptance of the modified terms.

8. Governing Law

These T&C are governed by the laws of the State of New Jersey. Any disputes will be resolved in accordance with the applicable legal standards.

9. Contact Information

If you have any questions about these T&C, please contact us at:
Varas Insurance Brokerage, INC
Email: cservice@varasinsurance.com

By using our website or engaging with our services, you agree to these Terms and Conditions.

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